Memos & Musings

Financial freedom is about having enough residual income to cover your ideal living expenses. When it comes to financial freedom, most of us may think that pure accumulation is...

Atomic Habits" by James Clear is a book that provides a guide to building good habits and breaking bad ones. The book emphasizes the importance of small actions and...

Microsoft just had its FY23 Q2 earnings released. During the opening bell for the U.S. stock markets, Microsoft stock price went down by more than 4% before clawing back...

As we enter into a new year, are you thinking how you can invest smarter in 2023? Here are 5 tips that we have compiled for you! The first tip is to stay humble and diversify...

The FED has been battling against the highest inflation experienced for a long time and has raised the interest rates quickly in an attempt to curb the pace of inflation. This is not helped by...

Since now is the World Cup season, let us write something for some of our soccer fans who are in our investing community as well. I recently watched “The Playbook - Ep 3” on Netflix..

The stock markets continue to be hit by a series of pessimistic news. Stubbornly high inflation, rumors of the fall of Credit Suisse, reports of a 98% - 100% chance of a recession, S-REITs hit by...

The stock market retested the June lows since the August inflation data was released and a hawkish Fed which says that it will take forceful steps to bring inflation down to 2%...

Last Thursday, we held a live Zoom sharing to do a quick market update for U.S and Singapore markets. During the live sharing, we talked about why we generally do not....