Memos & Musings

The United States has hit the US$31.4 trillion debt ceiling. There has been increasing talks on how a default may result in more market turmoil due to the damaging impact on the...

According to the minutes from the Federal Reserve March Policy Meeting, the Fed projected a possible mild recession starting later this year. CPI data came in with headline inflation at...

I had the chance to reread one of the best selling classic personal finance books, “Your Money Or Your Life” by Vicki Robin during my weekend getaway at Kuantan. Here are some...

2 years back, the U.S. stock market was rallying up to all time highs. High growth stocks took the spotlight and it was easy to make money from them even if the business is still loss-making...

Financial freedom involves having the income to enable us to be financially free. Stocks investing is one approach to allow us to generate additional income. But there are times when...

Financial freedom is about having enough residual income to cover your ideal living expenses. When it comes to financial freedom, most of us may think that pure accumulation is...

Atomic Habits" by James Clear is a book that provides a guide to building good habits and breaking bad ones. The book emphasizes the importance of small actions and...

Microsoft just had its FY23 Q2 earnings released. During the opening bell for the U.S. stock markets, Microsoft stock price went down by more than 4% before clawing back...

As we enter into a new year, are you thinking how you can invest smarter in 2023? Here are 5 tips that we have compiled for you! The first tip is to stay humble and diversify...