Memos & Musings

MSFT share price down more than 30% from all-time-high. Is this an opportunity, or a warning sign? Has AI changed the fundamentals for Microsoft?

Alibaba’s share price has seen a significant recovery over the last two years, but the path has been anything but smooth. With high volatility still in play, many investors are asking...

Many investors think of REITs as income machines — dependable assets that generate dividends but rarely deliver meaningful growth. Yet in reality, the story can be quite different ...

Most investors associate options with fast trades, leverage, and speculation. But that’s only one side of the story. When used thoughtfully, options can play a very different role in a portfolio — one that focuses...

It took me 15 years to build X amount of financial assets. But only another 5 years to reach 2X. Not because I suddenly worked harder. Not because markets became easier. But because I finally understood things I didn’t understand in my twenties...

At the recent in-person meetup with InvestingNote Portfolio members, our coaches at The Joyful Investors had the chance to speak directly with many of them. It was deeply encouraging to learn how the portfolio...

China’s tech stocks have staged a steady rebound over the past year, lifted by firmer sentiment, clearer regulatory direction and government stimulus. With share prices recovering, the focus has shifted to whether the fundamentals...

At the recent SIAS AGM 2025 held on 22 October, we were invited to share an investor education segment on “From Rates to Returns: What’s Next for Singapore REITs?” In this session, we discussed the attractiveness of S-REITs in...

At a time when creating financial content has become more sensitive — with MAS issuing warning letters to content creators who may have crossed regulatory boundaries — we believe it’s more important than ever to have...