Hazelle
in Memos & Musings · 1 min read
Are you ready to refresh your financial plan for 2026? 💡
In the premiere episode of Money & Joy, we dive into the three pillars of a secure financial future:
✔ Protecting your assets
✔ Optimizing your CPF
✔ Capturing growth in the age of Artificial Intelligence
Host Hazelle Soon (CEO at The Joyful Investors and SGX Academy Speaker) is joined by Samuel Tay and Joshua Thio, Private Client Advisers at AlphaJoy, to break down complex financial topics into practical, actionable strategies for young adults and everyday investors.
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🔍 In This Episode
🛡️ The “Goalkeeper” Strategy Why insurance is the foundation of your finances and the common mistakes in insurance planning.
🏥 Decoding Singapore’s Medical Plan Changes What the 2026 updates to Integrated Shield Plan (IP) riders mean for your pocket — including new co-payment caps and deductibles.
📈 The “January Effect” Why topping up your CPF early in the year (rather than December) can potentially result in tens of thousands more for your retirement nest egg.
🤖 Investing in the AI Super-Cycle Is AI just hype, or a secular trend for long-term investors?
🕒 Timestamps
0:00 – Introduction to Money & Joy & AlphaJoy
1:58 – Part 1: Insurance as Your Financial Foundation
4:01 – Part 2: Singapore Medical Plan Rider Changes (2026 Updates)
8:06 – Part 3: CPF Top-Ups & the Power of Early Compounding
11:32 – Part 4: Navigating the AI Investing Theme in 2026
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💬 Level Up Your Finances with Money & Joy
Money & Joy ✨ is powered by AlphaJoy , a new initiative by The Joyful Investors. While TJ Academy focuses on empowering retail investors to succeed in the financial markets, AlphaJoy is your home for total financial literacy.
🏠 Venue Sponsor: The Minimalist Society
Special thanks to our venue partner for the beautiful space! Ready to work with a reliable interior designer for your next home project?
Connect with them at: https://minimalist.sg/
About Hazelle
Chief trainer of The Moneyball Investors Playbook program and founder of The Joyful Investors, a financial education firm that seeks to help avid investors learn to invest better and make the journey a joyful one. I graduated with a first class honors in Bachelor of Accountancy from Nanyang Technological University (NTU) and started my auditing career in one of the Big Four. I believe that once we know how to build our wealth sustainably, we can then live our best lives ever.
Important Information
This document is for information only and does not constitute an offer or solicitation nor be construed as a recommendation to buy or sell any of the investments mentioned. Neither The Joyful Investors Pte. Ltd. (“The Joyful Investors”) nor any of its officers or employees accepts any liability whatsoever for any loss arising from any use of this publication or its contents. The views expressed are solely the opinions of the author as of the date of this document and are subject to change based on market and other conditions.
The information provided regarding any individual securities is not intended to be used to form any basis upon which an investment decision is to be made. The information contained in this document, including any data, projections and underlying assumptions are based upon certain assumptions and analysis of information available as at the date of this document and reflects prevailing conditions, all of which are accordingly subject to change at any time without notice and The Joyful Investors is under no obligation to notify you of any of these changes.
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